Houma Injury Lawyers

Houma injury lawyers at Morris & Dewett. How Louisiana tort law, maritime claims, the 51% fault bar, and the 32nd JDC affect your Terrebonne Parish case.

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Houma Injury Claims: Where They Are Filed and How They Work

Houma is the seat of Terrebonne Parish, the hub of Louisiana’s bayou country and a center of the offshore oilfield-services economy. If your injury claim does not settle, Houma is where the case will be tried.

Louisiana is a civil law state, and that distinction shapes how a negligence claim is built. Claims here run on the duty-risk analysis of La. C.C. Art. 2315, not the common law framework used in most other states. You must establish duty, the scope of the risk, breach, causation, and damages, each on the evidence. An injury that happened on the water or on an offshore structure can instead fall under federal maritime law, which is its own body of rules entirely.

Civil injury suits for Terrebonne Parish are filed in the 32nd Judicial District Court at the Terrebonne Parish Courthouse in Houma. The 32nd JDC serves Terrebonne Parish alone. Crashes that occur up Bayou Lafourche in neighboring Lafourche Parish are filed in the 17th Judicial District Court in Thibodaux instead, so the parish line is also a courthouse line.

Serving Houma

Served from our Covington office.

661 River Highland Blvd
Covington, LA 70433

985-328-2332

Open 24/7 for injured Houma residents

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What Types of Cases We Handle in Houma

Morris & Dewett represents clients in Terrebonne Parish and the surrounding bayou parishes in cases involving:

Wrongful death claims for Terrebonne Parish families proceed under La. C.C. Art. 2315.2, which lets surviving spouses, children, and other named relatives recover for their own losses. Defective-product claims run under the Louisiana Products Liability Act, La. R.S. 9:2800.52, which sets the exclusive theories against a manufacturer.

Most Houma injury cases stay in state court at the 32nd JDC. Federal court in the Eastern District of Louisiana takes jurisdiction when the parties are citizens of different states and the amount in dispute exceeds $75,000, or when a federal statute controls. Maritime and offshore injury claims often belong in federal court under the Jones Act or general maritime law. Morris & Dewett handles cases in the 32nd Judicial District Court and in federal court, depending on the facts of the claim.

The corridors that move Terrebonne Parish traffic also generate its crash volume. US-90, the future I-49 South corridor, carries freight and commuter traffic between Houma, the Lafourche communities, and the New Orleans metro. Louisiana Highway 24 and Louisiana Highway 56 thread the bayou settlements south of Houma, and the heavy oilfield-services trucks that supply Port Fourchon and the inland fabrication yards share those two-lane roads with everyday traffic. Each corridor presents a different injury profile, from high-speed US-90 collisions to lower-speed crashes on the narrow bayou highways.

The parish economy widens the range of injury contexts. Terrebonne Parish sits at the heart of Louisiana’s offshore energy and marine-services industry. Houma supports shipyards, fabrication yards, helicopter and crew-boat operators, and the oilfield-services firms that staff the rigs and platforms in the Gulf. That work carries a distinctive injury profile: vessel collisions, deck and crane accidents, falls aboard rigs, and the catastrophic harm that follows an offshore incident. A seaman injured aboard a vessel may have a Jones Act claim and a right to maintenance and cure; a worker hurt on a fixed platform or dock may fall under the Longshore and Harbor Workers’ Compensation Act. When a land-based third party’s negligence causes a workplace injury, La. R.S. 23:1101 preserves the right to pursue a civil claim against that party in addition to workers compensation benefits.

Proving Negligence in Louisiana

To recover, you must prove the defendant was negligent. Louisiana’s duty-risk analysis requires five elements, and each must be established with evidence.

Duty. The defendant owed you a legal duty of care. Drivers owe a duty to others on the road. Property owners owe a duty to lawful visitors. Vessel operators owe duties to those aboard.

Scope of the risk. Your injury fell within the range of harm the duty was meant to guard against.

Breach. The defendant failed to meet the duty. Running a red light on US-90 is a breach. Leaving a deck hatch open and unmarked aboard a crew boat is a breach.

Causation. The breach caused your injury. The connection between the conduct and the harm must be shown.

Damages. You suffered actual harm. Without measurable injury or loss, there is no compensable claim.

Negligence Per Se

When a defendant violated a safety statute and that violation caused your injury, the violation can establish duty and breach without separate proof. Traffic violations are the common example: a driver who ran a signal and struck you supplies the duty and breach, and the focus shifts to causation and damages.

Government and Premises Claims

Some Terrebonne Parish injuries involve a government defendant rather than a private one. If the Terrebonne Parish Consolidated Government or LaDOTD contributed to your injury through a road defect, a dangerous condition, or a government vehicle, the claim runs on the same general prescriptive period as a claim against a private party, and no pre-suit notice of claim is required. The procedural difference comes after filing: under La. R.S. 13:5107(D), service of citation must be requested on the government defendant within 90 days of filing, or the suit may be dismissed without prejudice as to that defendant.

Louisiana’s Comparative Fault Law and the 51% Bar

Louisiana follows comparative fault, the rule that divides responsibility when more than one party contributed to an accident.

For causes of action arising on or after January 1, 2026, the state applies a modified comparative fault system under La. C.C. Art. 2323, enacted by Act 15 of the 2025 Regular Session (HB 431). If you are 51% or more at fault, you recover nothing. If you are 50% or less at fault, your damages are reduced by your percentage of fault.

In practice: say you were 20% at fault and your total damages are $100,000. You recover $80,000. At 51% fault, you recover zero.

That one-percentage-point line between 50% and 51% separates partial recovery from no recovery. Insurance carriers now have a direct financial incentive to argue you were more than half at fault, because pushing your share past 50% does not just shrink the payout, it eliminates it. Documentation, early investigation, and evidence preservation carry more weight in a Houma case because of this rule. Maritime claims use their own comparative-fault standard, which does not include the state’s 51% bar.

For injuries before January 1, 2026, pure comparative fault applies, and your damages are reduced by your fault percentage no matter how high it is.

Representative Results

Past results do not guarantee future outcomes; each case is decided on its own facts. See our full case results.

Louisiana Tort Reform: What Changed and When

Louisiana’s personal injury law changed substantially between 2024 and 2026. Here is what directly affects Houma claims.

Filing deadline. For injuries on or after July 1, 2024, you have two years to file suit (La. C.C. Art. 3493.1), enacted by Act 423 of the 2024 session. This replaced the one-year deadline in place since 1825. Product liability claims keep the one-year prescriptive period. Injuries before July 1, 2024 remain governed by the one-year rule. Maritime claims follow separate federal deadlines. A prescriptive period is the legal filing deadline, and a Houma suit filed after it runs is usually dismissed even when liability is strong.

No Pay, No Play. Since August 1, 2025, a driver who carried no automobile insurance at the time of a crash cannot recover the first $100,000 in bodily injury damages or the first $100,000 in property damage, even if the crash was not their fault (La. R.S. 32:866).

Causation standard. For injuries on or after May 28, 2025, the absence of prior similar symptoms no longer creates a presumption that the accident caused the injury (La. Code Evid. Art. 306.1). Medical or expert testimony is now required on causation, so prompt and documented treatment matters more than before.

Medical expense recovery. For causes of action on or after January 1, 2026, recovery of past medical expenses is limited to amounts actually paid by your health insurer or Medicare plus your out-of-pocket costs (La. R.S. 9:2800.27).

Seat belt evidence. Since January 1, 2021, failure to wear a seat belt is admissible in civil cases and can support a comparative fault argument.

These changes apply prospectively. The law that governs your claim depends on when your injury occurred.

Damages You May Recover

If negligence is established, two main categories of damages are available.

Economic damages are measurable financial losses backed by bills, pay records, and repair estimates.

  • Past and future medical costs
  • Rehabilitation costs
  • Lost wages and income
  • Lost earning capacity
  • Property damage

Non-economic damages compensate for human harm that carries no fixed bill.

  • Pain and suffering
  • Mental anguish
  • Emotional distress
  • Loss of enjoyment of life
  • Loss of consortium and companionship

Punitive damages are a separate category aimed at punishment, not compensation. In Louisiana they apply only in narrow circumstances, such as DWI crashes and certain other statutory cases, and are not available in ordinary negligence claims.

There is no statutory cap on damages in general personal injury cases in Louisiana. Medical malpractice cases carry a separate $500,000 cap under La. R.S. 40:1231.2, which does not apply to car accidents, truck accidents, premises liability, or other general tort claims.

Uninsured and Underinsured Motorist Coverage

Approximately 12% of Louisiana drivers carry no automobile insurance, according to Insurance Research Council data, roughly one in eight on Terrebonne Parish roads. Uninsured motorist (UM) coverage is the part of your own policy that pays when the at-fault driver has none. Underinsured motorist (UIM) coverage activates when the at-fault driver’s insurance is not enough to cover your damages.

Louisiana requires insurers to offer UM coverage, and you can reject it in writing. Many drivers have rejected it without understanding what they gave up.

If an uninsured driver injured you, review your own policy before concluding there is no recovery. The fastest practical step is to pull the declarations page for every policy in your household, then confirm in writing whether UM/UIM was accepted and at what limits. That documentation helps your lawyer find available coverage before bills and lost wages push you toward an early low settlement.

Common Injuries

Physical injuries in these cases range from soft tissue damage to catastrophic harm. Common injuries include:

Offshore and marine work carries a heightened risk of the most serious injuries, from crush injuries and amputations on deck equipment to burns and multiple fractures in a rig or vessel incident. Not every injury shows at the scene. Concussion, internal bleeding, and disc injuries can develop over days, so prompt medical evaluation matters regardless of how you feel immediately after an accident.

Psychological injuries are recognized under Louisiana law. Anxiety, depression, post-traumatic stress disorder, and adjustment disorder can follow a serious accident and require diagnosis and documentation from a licensed mental health professional to support a claim.

Your Houma Injury Attorneys

Founding partners Trey Morris and Justin Dewett lead every Houma injury case Morris & Dewett takes.

What to Do After an Accident in Houma

1. Get medical attention

  • Seek evaluation even if you do not believe you were seriously hurt.
  • Records from the date of the accident are important evidence.
  • Attend all follow-up appointments and follow your doctor’s instructions.

Prompt treatment protects your health and creates dated records that tie the accident to your injuries. Gaps in treatment are among the first things an insurer uses to challenge a claim. Terrebonne General Medical Center in Houma is the parish’s primary emergency facility; the region’s Level I trauma center at University Medical Center in New Orleans handles the most severe traumatic brain, spinal cord, and multi-system injuries when transfer is required.

2. Report the incident

  • In a car accident, call the police.
  • In a workplace or vessel injury, notify your supervisor or the captain in writing.
  • A formal report documents that the accident occurred.

A police or incident report is among the first documents your attorney will request. It establishes that the accident happened, identifies the at-fault party, records any citations, and captures the responding officer’s assessment. The Louisiana State Police work crashes on US-90 and the state highways through Terrebonne Parish; city streets in Houma fall to the Houma Police Department, and unincorporated parish roads to the Terrebonne Parish Sheriff’s Office. A maritime incident aboard a vessel may also involve a Coast Guard report.

3. Gather evidence

  • Photograph the scene, your injuries, and the property damage if you are able.
  • Collect witness names and contact information.

4. Consult an attorney before speaking to the other side’s insurer

  • Adjusters may contact you quickly after a crash.
  • Their goal is to resolve the claim for as little as possible.
  • A recorded statement given before you understand your injuries can be used against you.
  • An attorney can advise you before that conversation happens.

5. Track deadlines and preserve documents

  • Save towing invoices, pharmacy receipts, mileage logs, and every insurer letter or email in one place.
  • Ask your providers for complete records and itemized billing, not just visit summaries.
  • Early organization helps your lawyer value damages and avoid preventable deadline mistakes.

Why the 32nd Judicial District Matters for Your Case

Terrebonne Parish civil injury cases that go to trial are heard in the 32nd Judicial District Court at the Terrebonne Parish Courthouse in Houma. A civil jury seats 12 people, and 9 of the 12 must agree to return a verdict.

The Terrebonne Parish jury pool is drawn from the parish population, a different community than the Lafourche Parish pool in Thibodaux or the Jefferson Parish pool to the east. The demographics, community context, and local knowledge jurors bring differ across parishes, and an attorney who understands the Terrebonne Parish pool, including its deep ties to the offshore and marine economy, has a practical advantage in deciding how to frame a case. The 32nd JDC also carries its own local rules, case management procedures, and judicial assignments, which come from working in that courthouse rather than from a statute book.

Why Choose Morris & Dewett

Morris & Dewett Injury Lawyers handles personal injury cases in Terrebonne Parish, the surrounding bayou parishes, and throughout Louisiana, including the maritime and offshore claims that are central to the Houma economy.

The firm is a member of the Multi-Million Dollar Advocates Forum, a national organization that recognizes trial attorneys for significant case results. View our case results to weigh the track record for yourself.

Morris & Dewett represents personal injury clients on a contingency fee basis. There is no attorney fee unless the firm recovers compensation for you. The fee percentage is agreed in writing at the outset, and court costs are advanced by the firm and deducted from the recovery. The initial consultation is free. If you want to talk through your case, contact us.

What clients say

  • ★★★★★

    I hired Morris and Dewett back in November of 2025.

    They helped me get through my hard times of being off work, stress, and worry. Anytime I had a question I could call and they always had an answer. Very nice and professtional people. Thank you Morris and Dewett for making this an easy process for me and my family.

    jonathan ChandlerShreveport Office · Jun. 27, 2026
  • ★★★★★

    Morris and Dewett and their team of attorneys and staff go above and beyond.

    They always were there to support me and answer all my questions after a shoulder injury that included multiple surgeries. They are caring and compassionate and that goes a long way! Highly recommended!

    Carolyn LawsonMinden Office · Jun. 26, 2026
  • ★★★★★

    Thanks Morris and Dewett for the excellent work you have done on my behalf.

    I want to personally thank Sarah for her kindness.

    Lydell ScottCovington Office · Jun. 18, 2026
  • ★★★★★

    Morris & Dewett does things the right way!

    They put their clients first in measurable and impactful ways.

    Brooke BirkeyRuston Office · Jun. 11, 2026
  • ★★★★★

    First time being injured and needing a lawyer they where very helpful.

    They answered my questions Id have very well. Highly recommend them.

    Sarah StarlingLake Charles Office · Jun. 5, 2026
  • ★★★★★

    Wonderful experience with Morris and DeWitt, everyone was articulate and punctual, and open to all my questions about the process.

    My case couldn't have been handled by a better team! Caity Nerren, Jessica Christian, and Meghan Nolen were all fantastic and helped every step of the way. Thanks again for all of your hard work.

    Taylor ThorneShreveport Office · Jun. 20, 2026

Reviews reflect individual client experiences. Past results do not guarantee future outcomes.

How to Request Records in Houma

The hospitals, police agencies, and courts that serve a Houma injury claim are mapped in the sections above, beside the steps where you need them. This is how to pull the documents those agencies hold.

Accident reports. The Houma Police Department releases reports for crashes within the city; allow a few business days after the crash. The Louisiana State Police, which work crashes on US-90 and other state highways, post reports at crashreports.dps.la.gov, typically 10 to 15 business days after the crash. For unincorporated parish roads, the Terrebonne Parish Sheriff’s Office records division handles the request. If you are unsure which agency responded, your attorney can obtain the report once you provide the date, location, and names of the parties.

Court filings. Civil suits are filed with the 32nd Judicial District Court for Terrebonne Parish at the Terrebonne Parish Courthouse in Houma; civil filings run through the Terrebonne Parish Clerk of Court. Crashes in Lafourche Parish file instead at the 17th Judicial District Court in Thibodaux.

Driving records. Driving and vehicle-registration records come from the Louisiana OMV ExpressLane portal. A defendant’s prior violation history can be relevant evidence in some cases.

Frequently Asked Questions

How long do I have to file a personal injury lawsuit in Houma?
For injuries occurring on or after July 1, 2024, you have two years from the date of injury to file under La. C.C. Art. 3493.1. For injuries before that date, the prior one-year deadline applies under La. C.C. Art. 3492. Product liability claims keep a one-year prescriptive period regardless of the injury date. Maritime claims follow their own federal deadlines, which often run three years and can differ from state prescription. Some exceptions extend these state deadlines. The discovery rule applies when an injury was not apparent at first, and the deadline is tolled for claimants under age 18. Claims against the Terrebonne Parish Consolidated Government or a state agency run on the same general prescriptive period, with no pre-suit notice required, but once suit is filed service of citation must be requested within 90 days of filing under La. R.S. 13:5107(D). Because a Houma suit that misses prescription is usually dismissed even when liability is clear, the safer course is to consult counsel promptly rather than assume time remains.
I was hurt on an offshore rig or a vessel. Is my case different from a regular Louisiana injury claim?
Often, yes. Offshore and marine work in the Houma area frequently falls under federal maritime law rather than ordinary Louisiana tort rules. A seaman injured aboard a vessel may have a claim under the Jones Act, plus a separate right to maintenance and cure regardless of fault. A worker hurt on a fixed platform or dock may fall under the Longshore and Harbor Workers' Compensation Act. These federal frameworks carry their own deadlines, fault standards, and venue options, and they can apply alongside or instead of a state claim. Whether your case is maritime, state, or both depends on where you worked, what you were doing, and the vessel or structure involved, so the classification should be evaluated early.
What if I was partly at fault for the accident?
For accidents occurring on or after January 1, 2026, Louisiana applies a 51% bar under La. C.C. Art. 2323. If you are 50% or less at fault, you recover your damages reduced by your fault percentage. If you are 51% or more at fault, you recover nothing. For accidents before January 1, 2026, pure comparative fault applies and your damages are reduced by your percentage no matter how high it runs. Fault is allocated on the evidence, so partial fault does not automatically end your claim. Maritime claims use their own comparative-fault rules, which differ from the state bar. Early investigation and documentation produce a more accurate account of what happened.
What if the driver who hit me had no insurance or too little?
Your own uninsured/underinsured motorist (UM/UIM) coverage may be your primary source of recovery. Louisiana requires insurers to offer UM coverage, but a driver can reject it in writing, and many people have without realizing it. Pull the declarations page for every policy in your household and confirm whether UM/UIM was accepted and at what limits. If you were in a commercial vehicle, an oilfield-services truck, a rideshare, or a bus, that vehicle's insurer may add coverage. Counsel can identify every available source before treatment bills force an early settlement.
What is the No Pay, No Play rule in Louisiana?
Louisiana's No Pay, No Play law (La. R.S. 32:866) applies to drivers who carried no automobile insurance at the time of a crash. Since August 1, 2025, an uninsured driver cannot recover the first $100,000 in bodily injury damages or the first $100,000 in property damage, even when the other driver was entirely at fault. Maintaining coverage protects both your legal obligations and your right to recover if you are hurt.
My case involves Terrebonne Parish government or a state road. What changes?
A claim against the Terrebonne Parish Consolidated Government or a state agency such as LaDOTD runs on the same general prescriptive period as any other delict, with no pre-suit notice of claim required. The procedural difference comes after the suit is filed. Under La. R.S. 13:5107(D), you must request service of citation on the government defendant within 90 days of filing, or the suit may be dismissed without prejudice as to that defendant. If a road defect, a dangerous condition, or a government vehicle contributed to your injury on a Houma street or a state highway such as US-90, an attorney can preserve the claim and meet the service requirement on time.
Where will my Houma injury case be filed and tried?
Civil injury suits for Terrebonne Parish are filed in the 32nd Judicial District Court at the Terrebonne Parish Courthouse in Houma. If the case does not settle, a Terrebonne Parish jury decides it, and 9 of the 12 jurors must agree to reach a verdict in a civil case. The Terrebonne Parish jury pool is drawn from the parish population, its own community distinct from neighboring Lafourche or Jefferson Parish pools. Some cases instead proceed in the U.S. District Court for the Eastern District of Louisiana when federal jurisdiction applies, and maritime claims frequently belong in federal court.
Does it cost anything to hire Morris & Dewett?
There is no attorney fee unless the firm recovers compensation for you. The fee is a contingency percentage agreed in writing before representation begins. Court costs and case expenses are advanced by the firm and deducted from the recovery if the case succeeds. The initial consultation is free.

Last updated June 18, 2026